1. Service description
ProofWealth is a financial status verification service. It pulls verified bank balances via licensed PSD2 Open Banking aggregators and accepts optional self-reported property entries (with value estimated from location and area), evaluates them and generates a digital badge.
2. Limitation of liability
- The service does not provide financial advice
- Property value estimates are indicative and do not replace a professional appraisal
- Status verification is based on data available at the time of processing
- The operator is not liable for decisions third parties make based on a shown status
3. PSD2 consent
By using the service you consent to the processing of bank data through licensed PSD2 providers under Directive 2015/2366 (PSD2). You can revoke this consent at any time by disconnecting the bank account in settings.
4. User obligations
- Provide accurate registration data
- Do not connect third-party bank accounts
- Do not abuse the service for fraudulent purposes
- Protect credentials against unauthorised access
5. Termination
The operator reserves the right to terminate or restrict access to the service in case of violation of these terms. Users may delete their account anytime in settings.
6. Governing law & jurisdiction
These terms are governed by the laws of the Slovak Republic, without prejudice to mandatory consumer-protection provisions of the law of the consumer's country of habitual residence (Article 6 of Rome I Regulation 593/2008) — for German consumers in particular the withdrawal-right provisions of the BGB. Commercial disputes will be resolved by the competent court in Bratislava; consumer disputes are governed by the jurisdiction of the consumer's place of residence. We are neither obliged nor willing to participate in alternative dispute resolution before a consumer arbitration board. Note: the EU Online Dispute Resolution (ODR) platform was discontinued on 20 July 2025 under Regulation (EU) 2024/3228.
7. Payments & plans
ProofWealth offers a free 48-hour trial after the first verification. Paid plans: Keep (€9, 90-day badge validity) and Lifetime (€29 one-time, lifetime badge with automatic re-verification). The prices shown are end-prices including the applicable VAT; the specific rate is calculated by Stripe under the OSS scheme based on your country of residence and shown separately on the invoice (e.g. 19 % for DE, 20 % for AT, 23 % for SK and PL, 27 % for HU). Payments are processed by Stripe, Inc. — we do not store your card data.
8. Right of withdrawal & refunds
As a consumer you have a 14-day right of withdrawal under EU Directive 2011/83/EU, starting from the conclusion of the contract. Full withdrawal instructions and a model withdrawal form are available at /widerruf. For the Lifetime plan you explicitly consent at checkout to immediate performance and acknowledge the loss of the 14-day right of withdrawal under Article 16(m) of the Directive — this waiver is recorded with a timestamp. Refunds are processed within 14 days of receiving a withdrawal notice, via the same payment method used originally. Contact: [email protected].
9. Payment processor
Payments are processed by Stripe, Inc., USA, certified PCI DSS Level 1. ProofWealth has no access to full card numbers or CVV. Stripe acts as our data processor under Article 28 of the GDPR. More at https://stripe.com/privacy.
10. Legal notice
The ProofWealth badge and certificate are informational tools. They do not replace a bank statement, notarial certification or an official wealth declaration for court or tax purposes. ProofWealth is not liable for decisions third parties make based on a shared badge. The service is not financial advice.